Section
Debt
Plans to pay down debt, compare loans and avoid costly mistakes.
How to Handle Debt Collectors: Your Rights and Next Steps
Know your rights under the FDCPA and Regulation F, including the 7-in-7 call rule, validation notices, old debts, disputes and where to complain.
· 1 min read
Debt Consolidation Loans vs. Home Equity, DMPs and Settlement
Compare debt consolidation loans, home equity, debt management plans and debt settlement, with a worked example of how to compare APRs and fees.
· 1 min read
Debt Avalanche vs. Snowball: How to Choose a Payoff Plan
Compare the debt avalanche and snowball methods with one worked example, see which costs less, and learn how to choose a plan you can stick with.
· 1 min read
Balance Transfer Credit Cards: Fees, 0% APR Terms and Risks
Learn how balance transfers work, what the fees cost, how 0% intro APR differs from deferred interest, and when a transfer saves money.
· 1 min read