Section
Budgeting & Saving
Make a budget that works, build an emergency fund and save for your goals.
Sinking Funds Explained: How to Save for Irregular Costs
Learn what a sinking fund is, how it differs from an emergency fund, and how to size funds for car repairs, gifts and annual premiums, with an example.
· 1 min read
How to Lower Monthly Bills: Phone, Internet, Insurance, Utilities
A step-by-step way to audit your bills, negotiate or switch phone, internet and insurance plans, cut utility costs, and use Lifeline and LIHEAP help.
· 1 min read
How to Build an Emergency Fund: Size, Place and Plan
How much to keep in an emergency fund, which insured accounts to hold it in, how to build it on a tight budget, and how to use and refill it.
· 1 min read
Budgeting Methods Compared: 50/30/20, Zero-Based and More
Compare the 50/30/20, zero-based, envelope and pay-yourself-first budgets with a worked monthly example for each, and learn how to pick one that fits.
· 1 min read